Terms & Conditions

Effective Date: 6/17/2026

Onda Lending Inc. (“Company,” “we,” “our,” or “us”) provides this website and related services subject to the following Terms & Conditions. By accessing or using this website, you agree to be bound by these Terms.

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1. General Information Only

The information provided on this website is for general informational purposes only and does not constitute:

• A loan approval or commitment to lend

• A guarantee of interest rates, terms, or eligibility

• Financial, legal, or tax advice

Loan programs, rates, and terms are subject to change without notice and depend on credit, income, property type, and other underwriting factors.

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2. No Loan Approval Guarantee

Submitting information through this website does not guarantee approval for any mortgage loan or financial product. All loans are subject to:

• Credit approval

• Verification of income, assets, and employment

• Property appraisal and underwriting review

• Applicable lender guidelines

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3. Use of Website & Eligibility

By using this website, you represent that:

• You are at least 18 years old

• You are using the website for lawful purposes

• Any information you provide is accurate and complete to the best of your knowledge

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4. Communications Consent (TCPA Compliance)

By submitting your information through this website, you expressly consent and agree that Onda Lending Inc. and its authorized representatives may contact you regarding mortgage and related financial services.

You agree that we may contact you via:

• Telephone calls (including automated dialing systems, prerecorded, or artificial voice messages)

• Text messages (SMS and MMS)

• Email communications

These communications may be sent to any telephone number or email address you provide, even if the number is listed on a federal or state Do Not Call registry.

Consent is not required as a condition of purchasing or obtaining any services.

Message and data rates may apply.

You may withdraw consent at any time by replying “STOP” to any text message or by contacting us directly.

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5. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
By using this website, you acknowledge and agree to the terms of our Privacy Policy.

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6. Information Sharing

We may share your information only as necessary to provide mortgage-related services, including:

• Lending institutions and investors

• Credit reporting agencies

• Service providers assisting with loan processing, marketing, or CRM systems

• Regulatory authorities when required by law

We do not sell your personal information.

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7. No Attorney-Client or Advisory Relationship

Use of this website does not create any fiduciary, advisory, or legal relationship. Any mortgage consultation or communication is for informational purposes only.

 

8. Intellectual Property

All content on this website, including text, logos, branding, and materials, is the property of Onda Lending Inc. and may not be copied, reproduced, or distributed without written permission.

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9. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those websites.

 

10. Limitation of Liability

To the maximum extent permitted by law, Onda Lending Inc. shall not be liable for any damages arising from:

• Use of or inability to use this website

• Reliance on any information provided

• Unauthorized access to or alteration of your data

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11. Compliance with Law

We operate in compliance with applicable federal and California laws, including but not limited to:

• Real Estate Settlement Procedures Act (RESPA)

• Truth in Lending Act (TILA)

• Telephone Consumer Protection Act (TCPA)

• California Consumer Privacy Act (CCPA/CPRA)

• Fair Housing Act

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12. Changes to Terms

We may update these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.

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13. Contact Information

If you have any questions regarding these Terms & Conditions, please contact:

Onda Lending Inc.
Email: Rachel@OndaLending.com
Phone: 775-781-0866
Address: 2235 Encinitas Blvd, Suite 206, Encinitas, CA 92024