About Us

Onda Lending was founded by industry veterans Josh Rytz, Rachel Fransen, and Mischa Rytz with a shared vision: create a mortgage experience built on trust, communication, and personalized guidance.

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Today, our growing team brings together more than 70 years of combined mortgage experience, helping homebuyers, homeowners, and real estate investors navigate financing with confidence.

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We believe every client's situation is unique. That's why we take the time to understand your goals, explain your options clearly, and develop lending strategies tailored to your needs.

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Whether you're purchasing your first home, refinancing, investing, or considering a home equity loan, our team is committed to making the process feel straightforward, transparent, and personal from start to close.

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At Onda, we're more than mortgage professionals. We're trusted advisors who believe that exceptional service, honest communication, and lasting relationships are the foundation of every successful loan experience.