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Onda Lending Inc.

Onda Lending has been founded by 3 longtime industry veterans: Joshua Rytz, Rachel Fransen, and Mischa Rytz. Together, we have over 70 years of mortgage industry experience starting from the ground up.

 

We are a full-service mortgage brokerage built on experience, resilience, and the belief that every client’s journey is unique.

 

Whether you’re buying your first home, refinancing, or exploring investment opportunities, we are here to guide you with clarity, care, and dedication.

Onda Lending Inc

NMLS # 2697457 |  DRE # 02260261  

 

2235 Encinitas Blvd, Suite 206

Encinitas, CA 92024

949-636-0107

© 2025 by Onda Lending Inc

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